Cut off the ends of a plastic hangar to make two bag clips.
Upon checking out at a local discount clothing store (euphemism for the dreaded Wal-Mart) the cashier mentioned what she does with the plastic hanger pants are clipped to for display purposes.
Stairway to Retirement
Retirement
I started preparation for retirement from my first job out of collage. Immediately when I qualified for savings contributions to their 401-K plan I participated to the maximum the company matched, I contributed 6% before taxes and the company contributed an additional 3%.